When I use "include = smb.conf.%U" and separate config file presented for some user, 
when I try to see shares list on Samba box, I cannot see homedir, in spite of fact 
existing this share (I can map it to a letter and can create "Network Place" with it). 
When I delete personal config file, I can see homedir in shares list. Contents of 
personal config file unimportant - empty file will OK to swith on the bug. That was done, 
when I try to see shares as non-administrator user (without user1 = user2 in usename 
map file). When I try to see shares list, personal config exist for user with entry in 
username map file, and it contains "force user=" parameter, I cannot see shares list 
completely with error "\\SERVER is not accessible. The username cound not be found" 
(for ordinary user I see all shares, except homedir, inependently from presenting forse 
user= in personal config file)